The PERi Team builds relationships through attentive customer service and competitive rates. We strive to build long term relationships by pricing loans with the intention to generate referrals and a high level of customer satisfaction. The PERi Team has a 7 year history and proven track-record working with clients like Shea Homes, K. Hovnanian, Standard Pacific Homes and KB Homes.
As other mortgage companies continue to go out of business, Homeowners Financial Group continues to grow. We are ranked 13th in the State in volume and the 24th fastest growing company in AZ. Access to over 47 lenders allows the PERi Team to provide its clients a diverse product offering and low interest rates. We structure loans around the clients needs regardless of negative credit, minimal employment history, financial issues or lack of rental/mortgage history. Utilizing years of experience specializing in the sub prime/Alt A lending, the PERi Team can overcome the most challenging scenarios such as 100% LTV financing with no reserves, 100% LTV financing with no rental/mortgage history or credit score as well as 100% LTV financing with a 575 FICO Score.
The PERi Team specializes in providing borrowers the most aggressive financing options the industry has to offer. Below are examples of aggressive programs still available despite the collapse of the sub prime/Alt A markets and current restructuring of the entire mortgage industry.
100% LTV FULL DOC O/O I/O 6 Months NO Mortgage Payments with MI – 575 FICO
100% LTV Stated Income / Verified Assets O/O One Loan with MI - 700 FICO
95% LTV NO RATIO OR SIVA O/O One Loan with MI - 660 FICO
95% LTV Stated Income / Stated Asset O/O One Loan with MI - 680 FICO
80% LTV FULL DOC Equity-Bridge-Loan, No Payments on old house for 9 months and bridge loan not included in DTI.
5% Down Payment Assistance: Free Down Payment Money from Bond Program
The PERi Team
Mikeperi@homeownersfg.com
